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    Still, loan terms may vary based on your credit and financial profile Disability income and bad credit don’t automatically disqualify you, especially for personal or secured loans; lenders may also consider spousal income or part-time work, and they cannot discriminate against you based on disability status under federal law
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    Living with a disability can present many financial challenges In addition to covering day-to-day living expenses, you may also have high medical costs If you have bad credit on top of being disabled, getting approved for a personal loan may seem impossible However, there are lending options available if you take the right approach





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