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  • CFAO - Carpenter Funds Administrative Office
    CFAO - Carpenters Fund Administrative Office If you are eligible, your Normal Retirement Age is age 65 or your age on your fifth anniversary of participation, if you are older than age 65 However, you may be able to Retire before your Normal Retirement Age, if you meet certain age and service requirements as explained in the Pension FAQs section In order to receive pension benefits, you MUST
  • CFAO - Carpenter Funds Administrative Office
    CONTACT US Carpenter Funds Administrative Office of Northern California, Inc 265 Hegenberger Road, Suite 100 Oakland, CA 94621
  • CFAO - Carpenter Funds Administrative Office
    CFAO - Carpenters Fund Administrative Office Health Welfare - Active Forms Information about Your Plan Kaiser EOC Traditional HMO Flat Rate Plan (Group 9068) Summary of Benefits and Coverage (SBC): Plans A and R Summary of Benefits and Coverage (SBC): Plans B and Flat Rate Summary Plan Description Rules Regulations - Active Plans (A, B, R, Flat Rate) Reference Value Based Facilities for
  • CFAO Portal - Carpenter Funds
    Home Health Welfare Retirement Vacation, Holiday and Sick Leave Documents News About Us Contact Us
  • CFAO - Carpenter Funds Administrative Office
    CFAO - Carpenters Fund Administrative Office Self-Direction of Funds The Board of Trustees directs the investment of most Individual Account balances, but the Self-Direct option was created for participants who want a little more freedom with the investment of their Annuity contributions A Participant has the option to self-direct his or her Individual Account within a limited number of
  • CARPENTERS PENSION TRUST FUND FOR NORTHERN CALIFORNIA
    The Pension Protection Act of 2006 (“PPA”) imposed rules designed to accelerate the funding of defined benefit plans like the Carpenters Pension Trust Fund for Northern California Previously, plans were required to address funding issues only when a plan would not satisfy minimum funding standards for the current year, and could spread investment losses over longer periods of time
  • CFAO - Carpenter Funds Administrative Office
    CFAO - Carpenters Fund Administrative Office Vesting Overview Vesting guarantees your entitlement to future benefits from the Plan Once you become Vested, your eligibility for a future benefit from the Pension Plan cannot be canceled, even after you stop working in Covered Employment, however, your benefits may still be frozen if you have a Separation from Covered Employment Your retirement
  • CFAO - Carpenter Funds Administrative Office
    CFAO - Carpenters Fund Administrative Office Active Eligibility Hour Bank Dependents Medical Dental Vision Benefits Prescription Drugs Disability CancerNavigator Forms and Resources Summary Plan Description Enrollment Form FAQs
  • CFAO - Carpenter Funds Administrative Office
    How do I become eligible? What about my dependents? You must be receiving a pension from the Carpenters Pension Trust Fund for Northern California or a related plan based on 10 or more years of pension credit
  • CFAO - Carpenter Funds Administrative Office
    CFAO - Carpenters Fund Administrative Office Apprentices or other individuals covered by the Collective Bargaining Agreement, that receive Annuity contributions, are eligible to participate in the Northern California Carpenters 401 (k) plan Also, owners, Partners and Superintendents covered by Section 46 of the Master Agreement are eligible to participate, as long as, those individuals





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