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  • III | We are the trusted source of unique, data-driven insights on . . .
    We are the trusted source of unique, data-driven insights on insurance to inform and empower consumers
  • Research + Data - III
    Research + Data Find the latest updates, data and in-depth analysis of insurance issues—along with a wide array of facts and statistics about the industry
  • Membership - III
    Media Folder: Media Root The Trusted Voice of Risk and Insurance For more than 60 years, the Insurance Information Institute (Triple-I) has been the trusted voice of risk and insurance, providing an understanding of what insurance is and how it works Triple-I delivers unique, data-driven insights to educate, elevate, and connect industry professionals and the customers they serve Why Become
  • Resource Center - III
    Resilience Accelerator An initiative of the Insurance Information Institute created to build awareness and adoption of insurance as a front-line defense against the impact of extreme weather events on households, businesses and communities
  • Insurance: The Basics - III
    Insurance: The Basics Shopping for your first insurance policy? Updating coverages to fit a family's changing needs? Or planning to open the business of your dreams? Find the facts, insights, and no-nonsense insurance guidance you need
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  • Insurance: The Basics | III
    Main Insurance: The Basics Research + Data Resource Center En Español Conceptos Básicos de Seguros Blogs Resilience Accelerator The Triple-I Blog
  • Triple-I Issues Briefs | III
    The risk landscape is always changing Triple-I Issues Briefs are designed to provide timely snapshots of specific risks, as well as broader issues and trends This growing library will be regularly updated as a ready member resource for your own research or to inform conversations with industry professionals, policymakers, media, and policyholders
  • Facts + Statistics: Industry overview - III
    A property casualty insurer must maintain a certain level of surplus to underwrite risks This financial cushion is known as “capacity ” When the industry is hit by high losses, such as a major hurricane, capacity is diminished It can be restored by increases in net income, favorable investment returns, reinsuring more risk, and or raising additional capital
  • Overview | III
    There are three main types of insurance Property casualty consists mainly of auto, home and commercial insurance Life health consists mainly of traditional life insurance and annuity products Both of these sectors include some health insurance The third sector, health insurance, includes products from private health insurers, as well as government programs Regulation Insurance is





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